On 1 January 2017 we made a few adjustments to the Pension Plan Rules. Here you can read what these adjustments are.


  • Pension deferral now possible without continuing to work

Until 1 January 2017, you were required by law to continue working if you wanted to defer your pension until after your state retirement age. To qualify for deferral, you needed to send us a statement from your employer confirming your continued employment.

From 1 January 2017, you can choose to start your pension after the effective date of your state pension. Even if you are not (or no longer) working.


  • Pre-pension converted into extra retirement pension

Some of our (deferred) members were entitled to a pre-pension. The initial intention was to pay out this temporary retirement pension from age 62 to 65. The board has decided to convert the pre-pension into extra retirement pension effective from 1 January 2017. An exception applies to (deferred) members who turn 62 in 2017 and those who objected to the conversion in time.


Other changes effective from 1 January 2017 are as follows:

  • The exchange factors in Appendix 1 of the Pension Plan Rules. These factors are used to determine the size of the pension payment after the near-retiree has informed us of his pension choices (Appendix 1 with the Pension Plan Rules).
  • The commutation factors in Appendix 2 of the Pension Plan Rules. These factors are used when we commute a pension because the amount is less than €468 (Appendix 2 with the Pension Plan Rules).
  • Amounts that are mentioned in the Pension Plan Rules and that have been indexed by the government.


More information?

More information about the above subjects can be found on the website of the pension fund www.abnamropensioenfonds.nl. The amended Pension Plan Rules can be found there under 'downloads'.